St Charles Real Estate Search

St Charles Properties between $400,000 and $450,000 for Sale

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Newest St Charles Properties between $400,000 and $450,000 for Sale

265 E Governor Pl, St Charles
$410,000
COMING SOON Status ⋅ Kelly Boehmer
Impressive, 4 bedroom, 3 bath ranch in the highly-desirable Presidio neighborhood! This lovely, 1 owner home has been well-maintained and offers approximately 2,418 sq ft of beautiful living space including the finished lower level. The exterior is exquisite with a brick front, vinyl siding, large front porch, enclosed fascia and soffits, landscape, garage coach lights and custom brick mailbox. There is a large Great Room and Dining area with vaulted ceilings and gas fireplace with marble surround. The Kitchen and Breakfast Room have wood flooring, timeless white cabinets, stainless steel appliances, gas range, microwave, roll out shelving, refrigerator, desk area and bay window that walks out to the composite deck and level back yard. There is wood flooring in the hallway and all main floor bedrooms. The Primary Suite has double door entry and a walk-in closet with organizers. The Primary Bath has a soaking tub, shower and double vanity. The finished lower level has a Family/Recreation Room, full bath and sleeping area with egress and a walk-in closet. The lower level has a walkout that leads to a large patio and beautiful back yard. The roof and gutters are 1 year old (new in 2025). The composite deck has steps to the back yard and patio. Students will attend the desirable Orchard Farm Schools and there is easy access to Highways 370 and 70, Lakeside Park, Fountain Lakes and more. Lambert International is a close commute and you are just minutes from Historic Main Street in St. Charles. There is so much to love about this home, put it on your must see list!

265 E Governor Pl, St Charles

2308 Park Ave, St Charles
$400,000
COMING SOON Status ⋅ Shannon McGillycuddy
Welcome home to this beautifully updated, 4-bedroom, 3-full-bathroom home nestled in a peaceful, family-friendly neighborhood in the heart of St. Charles! Offering the perfect combination of timeless charm, modern updates, and an unbeatable location, this home is truly one you won't want to miss! Just a short walk from two neighborhood parks and Coverdell Elementary School, you'll love the convenience and welcoming community! Step inside to discover a freshly painted interior filled with beautiful updates throughout! Gorgeous hardwood flooring adds warmth and character to the living room and bedrooms, while brand-new luxury vinyl plank flooring enhances the kitchen, dining, and sitting areas. The kitchen features a brand-new stove, and all three bathrooms have received stylish updates, including new lighting, mirrors, vanities, and fixtures. Updated ceiling fans and lighting throughout add the perfect finishing touches! The impressive list of improvements continues with a newer roof, NEW siding, soffits, gutters, garage door, front door, electrical panel, and replacement windows throughout! Additional upgrades include updated exterior lighting, a new humidifier, and recently serviced HVAC and water heater systems. Step outside and discover your very own backyard retreat! Enjoy the swimming pool, complete with a newly installed filter, along with a newer back porch and three outdoor ceiling fans, creating the perfect setting for summer gatherings, relaxing evenings, and outdoor entertaining! BONUS: Brand-new, unused pool equipment and accessories, including an extra liner, pump, and saltwater chlorinator, are all included in the sale! With extensive updates inside and out, an incredible outdoor space, and a fantastic St. Charles location, this home offers so much to love. Don't miss your opportunity to make it yours!

2308 Park Ave, St Charles

3727 Summit Dr, St Charles
$449,900
ACTIVE Status ⋅ Joe Coyne
Five bedrooms, a den AND an office, plus over 3,100 square feet of living area on a cul de sac in Eagles Ridge! With a wooded backdrop, three full bathrooms, and a half bath, this St. Charles home offers space for everyday living, entertaining, and overnight guests. Engineered hardwood flooring brings warmth to the interior, while a gas fireplace anchors the main living area. The updated kitchen features granite countertops and stainless steel appliances, with easy access to the deck for outdoor meals or an evening overlooking the trees. Main floor laundry keeps daily routines convenient. Five bedrooms provide generous accommodations, while the separate den and office give you dedicated spaces for work, hobbies, or relaxing. The finished walkout lower level adds another gathering area, a bathroom, and storage, with direct access to the patio and backyard. Outside, the deck and patio offer two places to enjoy the wooded setting. Whether you are entertaining friends or enjoying a quiet evening, the trees provide an appealing backdrop. The approximately quarter acre lot offers outdoor space to make your own. An oversized two car garage provides room for parking and storage, while an EV charger adds convenience for electric vehicle owners. Located in the Francis Howell School District, 3727 Summit Drive combines five bedrooms, a den, an office, and multiple indoor and outdoor gathering areas. Schedule your showing to experience the space and setting firsthand.

3727 Summit Dr, St Charles

3477 Charlestowne Crossing Dr, St Charles
$443,000
ACTIVE Status ⋅ Hilary Eisenbath
Welcome home to this spacious 5-bedroom, 3.5-bath two-story in the desirable Charlestowne Crossing community! Step inside to a welcoming entry featuring a convenient drop zone—perfect for keeping bags, shoes and everyday essentials organized. The main level offers a bright, functional layout with brand-new carpet in the living room and versatile front room. With plenty of space for a large table in the eat-in kitchen, the front room can easily serve as a formal dining room, den, playroom or home office. The kitchen features granite countertops, a large center island with breakfast bar, 42" cabinetry, stainless steel appliances and a walk-in pantry, all opening to the spacious living room for easy everyday living and entertaining. Upstairs you'll find four generously sized bedrooms, including the primary suite with private bath and walk-in closet. Fresh paint in the primary bedroom and bath, as well as an additional upstairs bedroom, gives the home a fresh feel. The recently partially finished lower level adds even more versatility with a 5th bedroom—also ideal for a private home office—and a brand-new full bathroom, while still leaving plenty of unfinished space for storage or future expansion. Outside, beautifully landscaped front flower beds add welcoming curb appeal, along with a level backyard and attached two-car garage. Conveniently located in St. Charles with easy access to Hwy 370, this home offers the space and flexibility to fit the way you live!

3477 Charlestowne Crossing Dr, St Charles

2153 Autumn Wood Dr, St Charles
$410,000
ACTIVE UNDER CONTRACT Status ⋅ Beth Schultz
Beautifully Sun-Filled Ranch Living with Open, Airy Spaces! Experience the ease and elegance of single-level living in this beautifully maintained ranch, where an open-concept design, soaring vaulted ceilings, and abundant natural light create a warm, inviting atmosphere. Skylights and sun-filled rooms enhance the spacious feel, while gleaming hardwood floors flow seamlessly throughout the main living areas. Thoughtfully designed for effortless everyday living and gracious entertaining, the open layout offers a wonderful sense of connection, with inviting spaces that feel bright, airy, and welcoming. The spacious great room serves as the heart of the home, featuring a cozy fireplace and wet bar—perfect for gathering with family and friends. The well-appointed kitchen, complete with solid wood cabinetry, a breakfast bar, and newer stainless steel appliances, opens naturally to the living spaces, making conversation and entertaining effortless. Enjoy the convenience of a thoughtfully designed main floor, including a generous primary suite with a walk-in closet, separate shower, and relaxing soaking tub. The finished lower level with a full bath provides even more versatile living space, ideal for movie nights, game days, overnight guests, or a private retreat. Step outside to the fenced backyard and patio for outdoor dining, morning coffee, or relaxing in the sunshine. An oversized three-car garage adds exceptional storage and convenience. Ideally located near shopping, dining, entertainment, and award-winning schools, this inviting home offers the perfect blend of light-filled spaces, comfortable ranch living, and timeless appeal. Washer and dryer included!

2153 Autumn Wood Dr, St Charles

533 Snipes Dr, St Charles
$400,000
ACTIVE Status ⋅ Joann Price
Welcome to this charming 3-bedroom, 3-bath ranch nestled on a private cul-de-sac in Woodcliff Lake Estates in St. Charles! Situated on approximately 1.06 acres, this inviting home offers over 2,000+ square feet of living space, a finished lower level, and a peaceful setting surrounded by mature trees and natural beauty. The kitchen features two eating areas, abundant cabinet space, and a walk-in pantry, creating a warm and functional space for everyday living, holiday gatherings, and enjoying views of the changing seasons. A generous dining area and spacious family room provide plenty of room for entertaining family and friends. The finished lower level offers a private primary bedroom retreat complete with an ensuite bathroom featuring a whirlpool tub and separate shower, a closet, and concrete flooring. The adjoining walkout family room provides additional living space and easy access to the outdoors. On the main level, you'll find another primary bedroom with a full bath, along with two additional bedrooms, offering flexibility for family, guests, or a home office. Step outside and enjoy the tranquility of this beautiful property, featuring mature trees, a babbling brook, and a canopy-lined driveway. Simply relaxing in nature, this setting offers a rare combination of privacy. The oversized 2.5-car garage features 9 ft. ceilings and abundant storage space. Recent updates include the newer driveway (2023), roof (2024), and HVAC (2022).Enjoy the best of both worlds with a quiet, private setting in an unincorporated subdivision while remaining conveniently close to schools, churches, shopping, and major highways. Discover the space, serenity, and natural charm of privacy in St. Charles property!

533 Snipes Dr, St Charles

55 Marsala Ct, St Charles
$409,000
ACTIVE Status ⋅ Rebecca Klein
Welcome to 55 Marsala Court! This home is big on space and full of character. Nestled on a cul-de-sac in The Vineyards, this 5-bedroom, 3.5-bath two-story offers a wonderful combination of space, comfort, and versatility. A soaring two-story entry makes a memorable first impression, leading into distinctive step-down living spaces that create inviting places to gather, unwind, and entertain. Crown molding, a beautiful bay window, and a wood-burning fireplace add warmth and charm, while the kitchen shines with freshly painted cabinets, quartz countertops, stainless steel appliances, and a stylish subway tile backsplash. A separate dining room offers space for everything from casual dinners to special celebrations, while a convenient main-floor laundry room and half bath make everyday living a little easier. Upstairs, the vaulted primary suite provides a relaxing retreat with a walk-in closet and private bath, while three additional bedrooms and another full bath offer plenty of space and convenience. And just when you think you've seen it all, the finished walkout lower level delivers even more! A HUGE rec room is ready for movie marathons, game days, entertaining, or simply spreading out, while a generously sized fifth bedroom and full bath create an ideal setup for overnight guests, a private workspace, or whatever life calls for next. Step outside to enjoy the freshly refinished deck, ready for morning coffee, weekend cookouts, or simply soaking up some fresh air. With an attached two-car garage, there's plenty to appreciate right at home, but the perks don't stop at your property line! The Vineyards offers a neighborhood pool, tennis courts, and a clubhouse packed with amenities, including an exercise facility, sauna, pool table, foosball, and a meeting/party room perfect for gatherings and celebrations. Five bedrooms. Three levels of living. One place to call home. Countless reasons to fall in love.

55 Marsala Ct, St Charles

957 Cottontail Ln, St Charles
$400,000
ACTIVE Status ⋅ Kylee Koch
Welcome home to this beautiful 3-bedroom, 2-bath ranch nestled on a quiet cul-de-sac in the desirable Somerset Hills neighborhood! Offering 1,548 square feet of inviting living space, this home combines comfort, charm, and incredible potential! Step inside to discover an open, airy floor plan featuring soaring vaulted ceilings, a spacious living room with a cozy wood-burning fireplace, and a dining area with beautiful bay windows that fill the space with natural light. The kitchen features newer appliances, while updated light fixtures add a fresh, modern touch throughout. Enjoy peace of mind with major improvements, including an HVAC system, water heater, and roof all approximately 2 years old! Generously sized bedrooms, 9-foot ceilings throughout the bedroom wing, and convenient main-floor laundry make everyday living a breeze. Looking for even more space? The expansive unfinished lower level offers over 1,200 square feet of possibilities, ready to become the recreation room, home gym, entertainment area, or additional living space you've been dreaming of! Step outside to discover a truly beautiful fully fenced backyard featuring mature trees, a level lawn, and a lovely patio with a pergola that stays with the home, creating the perfect setting for morning coffee, summer barbecues, outdoor entertaining, or simply relaxing and enjoying the peaceful surroundings. Tucked away on a low-traffic cul-de-sac and located within the Francis Howell School District, this home offers the perfect combination of location, comfort, and opportunity. Don't miss your chance to make this Somerset Hills gem your own!

957 Cottontail Ln, St Charles

1094 Harness Dr, St Charles
$400,000
ACTIVE Status ⋅ Tricia Wilson
Step inside and immediately feel at home in a space where warmth, elegance, and effortless living come together beautifully. This thoughtfully appointed home makes an impression with its spacious, open-concept design, soaring vaulted ceilings, skylights, and rich wood-finish flooring. A striking white brick wood-burning fireplace and graceful bay window create an inviting focal point, blending warmth and elegance throughout the main living space. At the heart of the home is a chef-inspired kitchen featuring stainless steel appliances, an impressive center island with abundant storage, generous workspace, and comfortable counter seating. The adjoining dining area opens to an expansive deck accented with iron balusters, creating a lovely setting for outdoor dining and entertaining. Mature trees frame the view beyond, overlooking a beautifully level, expansive lawn. The spacious primary suite offers a private retreat with a well-appointed bath featuring a dual vanity, soaking tub, and glass-enclosed shower. Two additional generously sized bedrooms provide comfortable accommodations, while all three full baths are enhanced by handsome wood-finish vanities. The finished walk-out lower level extends the home’s living and entertaining space with a large family room featuring wood-finish flooring and direct access outdoors. A generously sized sleeping room with two large closets and an adjoining full bath offers wonderful flexibility for guests, extended family, or a private retreat. A large storage room completes this thoughtfully designed level. Spacious yet inviting, elegant yet comfortable, this home offers beautifully designed living spaces inside and out—all surrounded by the natural beauty of mature trees and an expansive backyard.

1094 Harness Dr, St Charles

838 Emerald Place Dr, St Charles
$419,000
ACTIVE Status ⋅ Breana Bunch
Welcome to this beautiful 4-bedroom, 2.5-bathroom home offering more than 2,700 sq. ft. of living space, plus approximately 1,000 sq. ft. of beautifully finished basement space, in the desirable Emerald Place subdivision. From the inviting front porch and well-maintained landscaping to the spacious interior, this home offers plenty of room for everyday living, relaxing, and entertaining. The main level features a welcoming foyer, formal dining room, spacious family room with fireplace, breakfast area, and a well-appointed kitchen with ample cabinetry, pantry, and convenient access to the home's living spaces. Upstairs, you'll find four generously sized bedrooms, including a spacious primary suite with a private bath and double vanity. The finished lower level adds approximately 1,000 sq. ft. of versatile living space, highlighted by beautiful stained concrete floors that bring warmth, character, and durability to the space. Whether you envision a recreation room, home theater, fitness area, or additional entertaining space, this finished basement offers endless possibilities while still providing room for storage. The attached two-car garage offers convenient parking and additional storage, complete with a 220V EV charging outlet. Outside, established landscaping and mature trees create an inviting setting. Located in St. Charles with convenient access to major roads, shopping, dining, parks, and schools, this home combines generous square footage, thoughtful features, and flexible living spaces in a desirable neighborhood. With more than 3,700 sq. ft. of combined main, upper, and finished lower-level space, there's room for everyone to spread out and feel at home. Don't miss your opportunity to make this one yours!

838 Emerald Place Dr, St Charles

3949 Cambridge Crossing Dr, St Charles
$429,000
ACTIVE Status ⋅ Melinda Roark
Great new price! Welcome to 3949 Cambridge Crossing Drive in Reddington Oaks! From the moment you step onto the large, welcoming front porch, this beautiful atrium ranch feels like home. Walk inside and you will immediately fall in love with the bright and airy Great Room, featuring soaring vaulted ceilings, a cozy gas fireplace, an open staircase, and a wonderful wall of windows. This stunning feature floods the space with natural light and offers peaceful views of the wooded backyard from both the main and lower levels. The spacious, heart-of-the-home kitchen has plenty of room for family and friends. It boasts abundant cabinet and counter space, fresh paint, brand-new flooring, and a new stainless steel range. Start your mornings or unwind in the evenings by stepping out of the kitchen’s bay walk-out onto the back deck—it is the perfect spot to sip your favorite drink and watch the deer and wildlife that frequently visit. Designed with privacy in mind, the home features a desirable divided-bedroom floor plan. The primary suite serves as a quiet retreat, complete with fresh paint, new carpet, a huge walk-in closet, and a luxury bathroom featuring a freestanding soaking tub, a separate shower, a linen closet, and a vanity with a sit-down makeup area. Located on the opposite side of the Great Room, the two additional bedrooms are generously sized and also feature fresh paint and brand-new carpet. Downstairs, the walk-out basement is partially finished and offers tons of storage space. With a rough-in for a bathroom already in place, it could easily be converted into a lower-level family room, home gym, or extra bedrooms. The location is a true dream, offering the perfect balance of peace and convenience. You will love being just minutes from Highway 364, excellent Francis Howell schools, Veterans Park, shopping, and dining. Your dream home is waiting!

3949 Cambridge Crossing Dr, St Charles

6170 Suntan Dr, St Charles
$440,000
ACTIVE Status ⋅ Laura Kemp
GET READY TO FALL IN LOVE! Rare Opportunity to Enjoy BEAUTIFUL WATER VIEWS in the Highly Desirable NEW TOWN! Sought-After Ranch in the Beach District featuring 3 Bedrooms, 2 Full Baths & a 2-Car ATTACHED Garage! Enjoy BREATHTAKING SUNRISES, Water & Beach Views from the Charming Covered Front Porch. Former Display Home is 8 years New & 6 years occupied! Beautiful Luxury Vinyl Wood Plank Floors throughout! Step in the Full-Glass Entry Door with Transom Window to the Impressive 10' Main Floor Ceilings that create an OPEN & AIRY Feel. Thoughtfully Designed Great Room with a WALL OF WINDOWS will let you ALWAYS ENJOY the views of the Water from the Dining & Kitchen! Stunning Kitchen boasts Dramatic Tall Cabinetry, Cambria Counters with Designer Edge & Island Style Seating! Designer Glass Backsplash, Pantry & Stainless Appliances- French Door Refrigerator stays! Owners Suite with Private Bath with Step In Shower & Tall 2 Sink Vanity. Bedrooms #2 & #3 share the Hall Bath with Tall Vanity. Stunning Hall Details with Windows & Main Floor Laundry. Open Square Newel Post Stairs with Birdcage Iron Spindles lead to the Lower Level ready for your plans! Step thru the Half Glass Door in the Garage to the Concrete Patio Convenient Fenced Yard & Gate. Experience the unmatched NEW TOWN Lifestyle in St. Charles! Golf Cart Friendly! Enjoy Pools, Lakes, Canals, Beach, Walking Trails, Restaurants, Shopping, Outdoor Concerts at the Amphitheater, Pickleball & Sport Courts, Local Farm, Playgrounds, Community Events, Festivals & Year-Round Activities. Whether you're Kayaking, Biking, Dining with friends or relaxing by the Water- there's always something to enjoy. Live where neighbors become friends & every day feels like a vacation. Don't miss your chance to call this incredible community HOME! Hurry & schedule your tour today!

6170 Suntan Dr, St Charles

3537 Canyon Creek Dr, St Charles
$440,000
ACTIVE UNDER CONTRACT Status ⋅ Steven Studnicki
Welcome to this updated 4-bedroom, 1.5-story home in the beautiful Canyon Creek subdivision, offering excellent access to Highways 364, 70, and 40/64. This property features a main-level primary suite with a coffered ceiling, a walk-in closet, and a luxury bath equipped with a separate tub and shower. The main level also has a guest half-bath, a spacious dining area with new ceramic tile (2025), and Brazilian Cherry hardwood flooring throughout in the family room, kitchen/breakfast rm, and primary bedroom. Kitchen has a vaulted ceiling, granite countertops, a pantry, and an included refrigerator (2021). The adjoining breakfast room walks out to a spacious composite deck overlooking your large backyard that the kids will love and has a rear tree line for privacy. The main level family room features a gas fireplace with a new starter and logs (2026). Also enjoy the finished lower level, with walk-out, that includes a rec-room, bonus room, and possible sleeping area. The walk-out leads to a covered patio with under-deck roofing for all-weather enjoyment. Storage shed at rear of home. Piano, drink fridge in the lower level will stay. Grill on back patio stays as well. Major systems and updates: roof 2016 - HVAC (Furnace/Air) 2018 - deck 2018 - patio concrete 2022 - chimney chase 2026. Appliances: dishwasher, disposal, and smooth-top electric range 2021. Washer and dryer are included, new in 2026. Additional improvements: Upper-level flooring and baseboards 2020 and basement flooring 2019. The home is further equipped with a central vacuum system and a 200-amp breaker box. This home will provide you with many years of enjoyment!

3537 Canyon Creek Dr, St Charles

3065 Winding River Dr, St Charles
$449,900
ACTIVE Status ⋅ Fae McFadden
PRICED TO SELL and READY FOR MOVE-IN! Come see this beautiful home set in the Riverbend Estates/Heritage area of the Francis Howell School District. Its oversized corner lot leading into a quiet cul-de-sac is perfect for friend and family gatherings. The main level has an updated eat-in kitchen with breakfast nook and center island. New cabinets, quartz countertops, ceramic tile backsplash, soft close cabinets and drawers, bay window and exterior door to the side yard rounds out the space. First floor laundry/mud room off the oversized two car side entry garage, living, dining and family rooms, along with a large powder room finishes the main level. LVP flooring on the entire first floor for a cohesive and carefree space. The second floor has a large, vaulted bedroom, double vanity, soaking tub, shower and walk-in closet in the primary suite. Three additional bedrooms and shared bathroom round out the second floor. Both bathrooms have the same LVP flooring as the main level and newer carpeting throughout the bedrooms and stairs. Working remotely? Check out the finished office with custom cabinets in the basement! Additionally, there is a large rec room, full bathroom with tub/shower and shelves in the unfinished space for plenty of storage. Updates since 2022 include: Vinyl Siding, LVP Floors, Second Floor Carpet, Kitchen Cabinets, Countertops, Backsplash and Island, Entry and Two Exterior Doors (Kitchen and Family Room), Gutters, Downspouts and Gutters Covers, Paint in All Rooms on First and Second floors, Front Yard Landscaping. Make an appointment to see this home that boasts easy access to major highways, shopping and dining, while still enjoying a family friendly quiet neighborhood.

3065 Winding River Dr, St Charles

2100 Seven Oaks Dr, St Charles
$425,000
ACTIVE Status ⋅ Angi Dunham
REFRESHED and Ready for YOU! Spacious Two Story on Beautiful Lot in St Charles - From the moment you step in you'll notice the warm character of wood and stone plus the stately 2 story foyer and staircase. You'll find the living and dining room offer a nice flex space with the family room being the center of this main level. Focal wood burning fireplace, bay windows, built in bookshelves, and a wood tray ceiling complete this custom space. The kitchen has ceramic floors, quarried stone backsplash, a large Cambria quartz island and tops but the real showstopper is the custom Monarch cabinets with superior quality and design plus an incredible amount of smart storage. Also located on the main floor is a large overstock pantry, powder bath and dedicated laundry space. Located on one side of the stairs is the primary ensuite with tall ceilings, oversize windows, walk in closet, and large bath with a dual sink and separate tub/shower. To the right, you'll find 3 spacious beds that share a full hall bath and plenty of closet and storage space making daily living functional. Carpets replaced in 2023 and the LL in 2026. A real gem in this home is the outdoor space! Located off the breakfast room, you'll find a screen porch that leads to a covered patio overlooking your VERY OWN koi pond. The water feature was custom built and serviced this month is perfect for relaxing outdoors after a long day. The grass stays green with an irrigation system from STL Lawn Systems also complete with backflow from 2026. The unfinished LL has room for storage, a workspace or even work out area. The dual zoned HVAC was recently serviced and has a clean report.

2100 Seven Oaks Dr, St Charles

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Listings courtesy of Mid America Regional Information Systems Internet Data Exchange as distributed by MLS GRID.


Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.


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